Real Client Results
$370K+
saved for one client in 2 years
$200K+
saved through proactive planning
$1M+
in cumulative savings through restructuring
Real client outcomes. Results vary by business and engagement.
The Franchise & Excise Trap
Tennessee skips personal income tax but charges most LLCs and corporations a franchise tax on net worth and a 6.5% excise tax on business income. That flips the usual entity math on its head: the structure that saves money in Georgia might cost money in Tennessee, and certain entities qualify for F&E exemptions that most generalist accountants never check. If nobody has analyzed your Tennessee entity structure against the F&E rules, there's a good chance you're paying a tax you could legally reduce.
Layer the federal strategy on top — S-Corp compensation planning, equipment depreciation for Nashville and East Tennessee's busy construction market, investor planning for one of the strongest STR regions in the Southeast — and Tennessee owners have more planning levers than almost anyone.
Tennessee's Franchise & Excise Tax — the Surprise for Pass-Throughs
Tennessee has no tax on wages and salaries, which leads a lot of contractors to assume the state is effectively tax-free for their business. It isn't. Tennessee imposes franchise and excise (F&E) taxes that apply to most entities — including LLCs and S-corporations — at the entity level. The excise tax hits net earnings and the franchise tax is based on net worth, so unlike most states, Tennessee taxes many pass-throughs directly rather than only at the owner level. Contractors who structured around 'no income tax' are often caught off guard.
Planning around F&E — including whether certain entities or activities qualify for exemptions, and how it interacts with your federal S-Corp election — is Tennessee-specific work that most out-of-state advisors miss. We plan the Tennessee and federal pictures together for our Nashville-area and statewide clients rather than optimizing one and ignoring the other.
Building in Tennessee
Nashville and its surrounding counties are one of the fastest-growing construction markets in the Southeast, with commercial, healthcare, and residential work drawing contractors from across the region. That growth brings bigger jobs, bigger bonds, and more scrutiny of your financials.
We help Tennessee contractors and real estate investors doing $1M–$10M with construction accounting, job costing, bonding-ready financial statements, and a combined federal-and-F&E tax strategy built for how the state actually taxes them — bilingually, in English or Spanish.
What we offer Tennessee clients
- Franchise & excise tax analysis and entity planning
- F&E exemption qualification review
- Federal tax strategy and quarterly projections
- Construction accounting and job costing
- Short-term rental planning (Smokies, Nashville)
In Their Words
What Our Clients Say
Real owners. Real relationships. Real results.
“When you call your accountant, it's because something is happening and you need help right then. Every time I've called, you've shown up. That's worth a lot.”
Jesus Diaz
Owner, W&L 11 Construction — Georgia
“Going from $900 to $3,500 a month — yes, it sounds like a lot. But with everything I've learned and the guidance I've received, the value is definitely there.”
Perla Ruiz
Owner, CR LLC — Florida